Need an appraisal in Steamboat Springs or Routt County?

The top seven reasons CO homeowners use Routt County Appraisers:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Routt county's assessment of your property
Remove PMI to reduce their mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a CO divorce, where real estate needs to be divided
To settle an estate in CO by determining the true market value of real estate in question

Need help deciding the price of your home in or near Steamboat Springs, CO?
Contact Routt County Appraisers.

At Routt County Appraisers, we understand the individual needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Routt County Appraisers, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping people just like you delete unwanted and unneeded PMI insurance.

Challenge Tax Assessment

If you live in a region that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Routt County Appraisers is your #1 weapon.

HELOC recently frozen?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Routt County Appraisers can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Routt County Appraisers offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.